3/1 ARM Calculator logo

3/1 ARM Calculator

Enter the Loan Amount, total # of Months and the Interest Rate for each of the annual terms, then press the Payment button under the Monthly Payment field.
Loan Amount$
# of Months 
Interest Rate (Compounded Monthly)
Canada(Compounded Semiannually)
Monthly Payment
(Principal & Interest)
1-3 %
   4 %
   5 %
   6 %
 7+ %

First Payment Due

You'll pay a total of $ (P&I) over the life of this loan.

View detailed schedule.
View schedule with year-end annual totals only!
To view the schedule, all input fields must contain a value.
  • Canadian Mortgages
    If you have a Canadian mortgage, check the "Canada" box under the Interest Rate field.  Canadian mortgages compound interest twice annually instead of monthly.
  • The interest rate is compounded monthly - as is the case for most U.S. loans.  If Canada is checked, interest is compounded twice annually.
  • 30 years=360 months
  • 25 years=300 months
  • 20 years=240 months
  • 15 years=180 months
  • 10 years=120 months
  •   5 years=  60 months
  •   3 years=  36 months

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