﻿ Retirement % Withdrawal Calculator |- MyCalculators.com

# Retirement % Withdrawal Calculator

## Retirement % Withdrawal Calculator

Enter all of the fields below,
then press the View Schedule button.
How many years until you retire?
Number of Years in Retirement
Average Annual Interest Rate you can earn. (while retired)
Compounded:
%
Average Annual Inflation Rate.  %
How much \$ will you have when you retire?
\$
How much will you withdraw annually?
As a percentage of the initial total.
As a percentage of the annual beginning balance.
As a percentage of the initial total, then adjusted annually for inflation.
%

To view the schedule, all input fields must contain a value.

1997- MyCalculators.com
 On this calculator you choose the method of withdrawal stated as a percentage. Here are the three methods:Take a percentage of the initial balanceThis would give you a fixed amount each year. I would never recommend this. Yes, depending on the interest rate you can earn, your balance may grow tremendously, but your fixed annual withdrawal will not keep up with inflation.Take a percentage of the balance at the beginning of each year.Depending on inflation and the rate you can earn, you may or may not be able to maintain your inflation adjusted purchasing power - even if you're withdrawing less (as a percentage) than what you can earn.Take a percentage of the initial balance, then adjust that annually for inflation.In most circumstances, this would be the best method to use of the three. However, depending on the rate you can earn and inflation, you still may not have enough money to last through your retirement.