Combo Retirement Calculator logo

Combo Retirement Calculator

Enter all but one of the fields below,
then press the button next to the field to calculate.
How many years until you retire? 
Number of Years in Retirement 
Average Annual Interest Rate You Can Earn (while retired)
Average Annual Inflation Rate  %
How much do you need to live on annually? (in today's $)$
In total, how much will you have or need at the time you retire?$
Do you want to have any money left?
If much?
Adjust for inflation

To view the schedule, all input fields must contain a value.

  • Subtract any other income (in today's $ - Social Security, annuity, pension etc..) that you'll receive from the amount on which you'll need to live.
  • The amount that you need to live on should include taxes.
  • Withdrawals are made at the beginning of the year.

When you find out how much you'll need to save for retirement, use my Savings Calculator to see how to get it.

On the Savings Calculator you will enter:
  1. The $ amount needed at retirement in the Future Value box.
  2. How much you've already saved in the Present Value box
  3. The number of years until you retire in the Number of Years box
  4. ...and the annual rate that you think you can earn in the Rate box
  5. Press the Contribution button and it will tell you how much you need to invest each period (weekly, biweekly, monthly, quarterly, semi-annually or annually depending on which is selected). You can change the period by selecting another period and pressing the Contribution button again.
    • No need to adjust that value for inflation, this Retirement Calculator has already done that for you.
Be sure to review your plan periodically or as requirements change!


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