Savings / Investment Calculator logo

Savings / Investment Calculator

Enter all but one field below,
then press the button next to the field to calculate.
Present Value
or Initial Investment
# of Years to Save 
Interest Rate (Decimal)
Contributions or Withdrawals made:
At the beginning
        of the period.
At the end
        of the period.
Future Value
(Principal & Interest)
You'll contribute a total of $ The rest is earnings.
Be sure to select the appropriate compounding frequency.
(For further info, see this article about compound interest)

To view the schedule, all input fields must contain a value.


To plan for
on the calculation above-

If inflation/deflation averages % per year -
[Input inflation as a positive number and deflation as a negative number.]

You'll need $ in year(s),
to buy what $ buys today.

ONLY ONE of the following needs to change to make that goal:
  1. Initial Investment  $
  2. Interest Rate (compounded as above)  %
  3. Contribute More or Withdraw Less
    Periodically.  $
  4. Future Value (in today's $)  $


  1. How much money will I have in the future?
  2. When will I be a millionaire?
  3. Show me a schedule!
  4. How much do I need to save for my child's education?
  1. What interest rate have I earned on my money to this point?
  2. What interest rate do I need to earn to make a goal?
  3. How much do I need to save each month for retirement?
  4. How much can I withdraw each month from my account so that I end my savings with at least the amount that I started with?
This calculator will do a lot more than what's reflected in these examples, so be sure to experiment with it!


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