Savings & Investment Calculator

Enter all but one field below,
then press the button next to the field to calculate.
Present Value
or Initial Investment
# of Years to Save 
Interest Rate (Decimal)
Contributions made
At the beginning
        of the period.
At the end
        of the period.
Future Value$
You'll contribute a total of $   The rest is earnings!
Be sure to select the appropriate compounding frequency.
(For further info, see this article about compound interest)

To view the schedule, all input fields must contain a value.


To plan for the
Impact of Inflation
on the calculation above-

If inflation averages % per year -

You'll need $ in year(s),
to buy what $ buys today.

You'll need to do ONLY ONE of the following to make that goal:

Invest More Initially  $
Earn More (compounded as above)  %
Contribute More Periodically  $
Settle for Less (in today's $)    $

For further explanation,
please see notes on inflation adjusted values.


  1. How much money will I have in the future?
  2. When will I be a millionaire?
  3. How much do I need to save for my child's education?
  1. What rate have I earned on my money to this point?
  2. What rate do I need to earn to make a goal?
  3. How much do I need to save each month for retirement?
This calculator will do a lot more than what's reflected in these examples, so be sure to experiment with it!

College Savings/Withdrawal Calculator
I created this calculator because I've had so many people ask for it. I really feel that my Savings & Investment calculator (above) will allow you to do this calculation and can give greater flexiblity and options. However, if you want a simple calculator with a printable schedule, here it is...

I welcome your links to

To link to THIS page, please copy the following HTML code and paste it into your page.
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It will appear on your page as: Savings & Investment Calculator  |-

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