Savings / Investment Calculator

Savings / Investment Calculator Enter all but one field below, then press the button next to the field to calculate.
Present Value or Initial Investment	$
# of Years to Save
Interest Rate (Decimal) Compounded:	%
Contributions or Withdrawals made: At the beginning of the period. At the end of the period.	$ A negative value is a Withdrawal.
Future Value (Principal & Interest)	$
Be sure to select the appropriate compounding frequency. (For further info, see this article about compound interest)
To view the schedule, all input fields must contain a value.
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⇓ If you care... ⇓

To plan for

Inflation/Deflation

on the calculation above-

If inflation/deflation averages % per year-

[Enter INFLATION as a positive value and DEFLATION as a negative value.]

You'll need $ in year(s),
to buy what $ buys today.

EXAMPLES:
How much money will I have in the future? When will I be a millionaire? Show me a schedule! How much do I need to save for my child's education? What interest rate have I earned on my money to this point?	What interest rate do I need to earn to make a goal? How much do I need to save each month for retirement? How much can I withdraw each month from my account so that I end my savings with at least the amount that I started with?
This calculator will do a lot more than what's reflected in these examples, so be sure to experiment with it!


FAQ: I don't understand compounding. Does it really make a difference? What if I want the earnings to include taxes? What can I expect the inflation rate to be?

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