Savings / Investment Calculator


Savings / Investment Calculator

Enter all but one field below,
then press the button next to the field to calculate.
Present Value
or Initial Investment
# of Years to Save 
Annual Interest Rate
Contributions or Withdrawals made:
At the beginning of the period.
At the end of the period.

A negative value
is a Withdrawal.
Future Value
(Principal & Interest)
Be sure to select the appropriate compounding frequency.
(For further info, see this article about compound interest)
  To view the schedule, all input fields must contain a value.
⇓ If desired... ⇓
To plan for
Inflation or Deflation
on the calculation above-

If inflation or deflation averages % per year-
[Enter INFLATION as a positive value or DEFLATION as a negative value.]

You'll need $ in year(s),
to buy what $ buys today.


  1. How much money will I have in the future?
  2. When will I be a millionaire?
  3. Show me a schedule!
  4. How much do I need to save for my child's education?
  5. What interest rate have I earned on my money to this point?
  6. What interest rate do I need to earn to make a goal?
  7. How much do I need to save each month for retirement?
  8. How much can I withdraw each month from my account so that I end my savings with at least the amount that I started with?
This calculator will do a lot more than what's reflected in these examples, so be sure to experiment with it!


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