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Savings-Investment Calculator
Savings-Investment Calculator
Enter
all but one
field below,
then press the button
next to
the field to calculate.
Present Value
or Initial Investment
$
# of Years to Save
Annual Interest Rate
Compounded:
Continuously
Daily
Weekly
Every Two Weeks
Semi-Monthly
Monthly
Quarterly
Semi-Annually
Annually
%
(Decimal)
Contributions or Withdrawals made:
Weekly
Every Two Weeks
Semi-Monthly
Monthly
Quarterly
Semi-Annually
Annually
At the
beginning
of the period.
At the
end
of the period.
$
A negative value
is a
Withdrawal
.
Deposit
or
Withdraw
Future Value
(Principal & Interest)
$
Be sure to select the appropriate compounding frequency.
(For further info, see this article about
compound interest)
To view the schedule, all input fields must contain a value.
©
1995-, MyCalculators.com
⇓ If you care... ⇓
To plan for
Inflation or Deflation
on the calculation above-
If
inflation or deflation
averages
% per year-
[Enter
INFLATION
as a positive value and
DEFLATION
as a negative value.]
You'll need $
in
year(s),
to buy what
$
buys today.
©
1997-, MyCalculators.com
EXAMPLES:
How much money will I have in the future?
When will I be a millionaire?
Show me a schedule!
How much do I need to save for my child's education?
What interest rate have I earned on my money to this point?
What interest rate do I need to earn to make a goal?
How much do I need to save each month for retirement?
How much can I withdraw each month from my account so that I end my savings with at least the amount that I started with?
This calculator will do a lot more than what's reflected in these examples, so be sure to experiment with it!
FAQ:
I don't understand compounding. Does it really make a difference?
What if I want the earnings to include taxes?
What can I expect the inflation rate to be?
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Thank You!
©
1995-, MyCalculators.com
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