Savings / Investment Calculator

Enter all but one field below,
then press the button next to the field to calculate.
Present Value
or Initial Investment
$
# of Years to Save 
Interest Rate (Decimal)
Compounded:
  %
Contributions made
At the beginning
        of the period.
At the end
        of the period.
$
Future Value$
You'll contribute a total of $   The rest is earnings!
Be sure to select the appropriate compounding frequency.
(For further info, see this article about compound interest)

To view the schedule, all input fields must contain a value.


1995- MyCalculators.com

If you want to plan for the
Impact of Inflation
on the calculation above-

If inflation averages % per year -

You'll need $ in year(s),
to buy what $ buys today.

You'll need to do ONLY ONE of the following to make that goal:

Invest More Initially  $
Earn More (compounded as above)  %
Contribute More Periodically  $
FAQ 
Settle for Less (in today's $)  $


For further explanation,
please see notes on inflation adjusted values.
1997- MyCalculators.com


EXAMPLES:
  1. How much money will I have in the future?
  2. When will I be a millionaire?
  3. How much do I need to save for my child's education?
  1. What rate have I earned on my money to this point?
  2. What rate do I need to earn to make a goal?
  3. How much do I need to save each month for retirement?
This calculator will do a lot more than what's reflected in these examples, so be sure to experiment with it!

FAQ:
I don't understand compounding. Does it really make a difference?

What if I want the earnings to be net of taxes?

What can I expect the inflation rate to be?

College Savings/Withdrawal Calculator
I created this calculator because I've had so many people ask for it. I really feel that my Savings / Investment calculator (above) will allow you to do this calculation and can give greater flexiblity and options. However, if you want a simple calculator with a printable schedule, here it is...



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1995- MyCalculators.com